Free tool
Seller net sheet
What you walk away with after every cost.
Runs in your browser. Nothing is uploaded. No account is needed.
An estimate for planning. The closing attorney's settlement statement is the source of truth.
$
Loan payoff
Mortgage payoff (principal balance)From your most recent statement.
$
Interest ratePer-diem interest $44.52 × 26 days = $1,158
%
Payoff, wire, and statement fees
$
Second mortgage or HELOC payoff
$
Closing costs
Owner's title insuranceWho pays is customary by state and negotiable.
$
Settlement or escrow fee
$
Attorney feesNorth Carolina and South Carolina closings use an attorney.
$
Transfer tax or deed stampsNC excise tax: $1 per $500 of price
$
Recording fees
$
Prorations
Property taxes (annual)You owe 299 days through closing.
$
Special assessments (annual)
$
HOA or condo duesPaid in advance; the buyer reimburses the unused part.
$
Negotiated items
Seller credits or concessions to buyer
$
Buyer-agent compensationOptional and negotiated in the contract. Enter a percentage, or clear it and enter dollars.
%
$
Additional costsHome warranty, HOA transfer fee, repairs agreed after inspection.
$
Withholding
Estimated net proceeds
$182,668
on a $450,000 sale, before any listing fee
- Sale price
- $450,000
- Mortgage payoff with per-diem interest and fees26 days × 44.52/day
- −$251,223
- Settlement or escrow fee
- −$950
- Transfer tax or deed stamps
- −$900
- Recording fees
- −$60
- Prorated property tax owed299 of 365 days
- −$2,949
- Buyer-agent compensation (if offered)
- −$11,250
- Total costs
- −$267,332
Listing side, compared
Listing fee$12,375$395You keep$170,293$182,273at2.75% agentAssisted
%
Difference: $11,980
Questions about this tool
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